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Scam warning

Free Government Grant

A call, text or Facebook message says you've been chosen for a free government grant of thousands of dollars. You just have to pay a small “processing fee” or share your bank details first.

Also called: Government grant scam, Free money scam, Stimulus scam

The one thing to remember

The government doesn't call people to give them free money, and never charges a fee for a grant.

How it happens

  1. Someone contacts you, sometimes through a friend's hacked Facebook account.
  2. They say you qualify for a grant because you pay taxes on time, or you're a senior.
  3. They ask for a fee, often in gift cards, or your bank account number to “deposit” the money.

Warning signs

  • Free money you didn't apply for.
  • A fee to get the grant.
  • A friend on Facebook saying they got one too.
  • An official-sounding agency name you've never heard of.

What to do

  • Don't pay and don't share bank details.
  • Real grants are listed free at grants.gov. For benefits you may qualify for, see USA.gov/benefits.
  • If it came from a friend's account, call your friend. Their account was probably hacked.

Last checked: October 31, 2026